Specialist Mortgage and Protection Advice

Specialising in self employed mortgages, first time buyers, landlords and equity release, we help you to find the perfect mortgage for you from our branches in Horsham, Storrington and Southwater.

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We are not tied to any specific lender so we can make sure that we help you to select the right mortgage, no matter what type of mortgage you require.

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We will help you protect your financial future. By fully understanding your goals and needs, we can tailor a protection package to suit you.

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Helping you to choose the best mortgage for you

Offering a professional, highly qualified mortgage adviser with offices in Horsham, Storrington and Southwater, we will spend time to really get to know you and ensure we select the right mortgage for your needs.

Few mortgage advisers have passed the Advanced Mortgage Advice Certificate. Fewer still hold a Diploma in Financial Planning. Having these qualifications helps us to provide a holistic, expert and well rounded solution to your circumstances.

First Time Buyer Mortgages

You will be classified as a first time buyer if you and anyone you are buying with have not previously purchased a residential property; this will be your first.


The remortgaging process involves moving your mortgage to a new lender / provider, whilst staying in the same property.

Explore Remortgaging

Moving Home Mortgages

Whether you’re running out of room, thinking of downsizing or moving to a new area; sorting your moving home mortgage is one of the most important things you need to sort out when looking to take the next step on the property ladder.

Explore Moving Home Mortgage

Buy to Let Mortgages

Buy to let mortgages are sold specifically to those buying property as an investment to rent out, rather than to live in yourself.

Explore Buy to Let Mortgages

Shared Ownership Mortgages

Shared ownership mortgages operate on a part-buy, part-rent basis. You buy a share of a property from a housing association, and pay a reduced rent on the remainder of the property. 

Explore Shared Ownership Mortgages

Equity Release

If you are ready to enjoy later life with an Equity Release, we are on hand to help you through the process.

Explore Equity Release

Let us take the stress and time out of the myriad of options available. Whatever stage of the property ladder you are at, our specialist team of mortgage advisers are on hand to help you select the right mortgage for you.

Call us for an initial, free of charge consultation.  There is no obligation to use our services and you can meet in one of our offices in Horsham, Storrington and Southwater, or arrange a phone based appointment.

Help to Buy Mortgages

The Help to Buy (England) scheme is a government initiative designed to help first time buyers to get on the property ladder.

Explore Help to Buy Mortgages

Specialist Limited Company Mortgages

Mortgages for limited companies are typically only eligible for Special Purpose Vehicles, a specialist limited company that has the sole purpose of property investment.

Explore Specialist Limited Company Mortgages

Portfolio Landlord Mortgages

For landlords with four or more distinct mortgaged Buy to Let rental properties, there are different opportunities available as a specialist Portfolio Landlord.

Explore Portfolio Landlord Mortgages

Company Director Mortgages

Securing a mortgage as a limited company director can appear more difficult compared to other types of mortgage due to the extra complexity in proving your income.

Explore Company Director Mortgages

HMO Mortgages

HMO (Houses in Multiple Occupations) mortgages differ from conventional buy-to-let mortgages. Our specialist team of advisors can help to point you in the right direction. 

Explore HMO Mortgages

Professional Mortgages

If you work within a professional industry, you could be in an advantageous position when it is time to apply for a mortgage.

Explore Professional Mortgages

What happens before, during and after a mortgage appointment?

Our team of Mortgage Advisers are able to search the entire mortgage market to find the best deals and most suitable products for your requirements. Our straightforward, personalised advice is based upon our years of expertise and experience in dealing with the myriad of mortgage products on the market. We use our expertise as Mortgage Advisers to take the stress and hassle out of searching for the right mortgage for you, helping to save you time and money. 

As choosing a mortgage will likely be one of the biggest financial decisions and commitments you will ever make, our team of expert mortgage advisors understand that you require a jargon-free approach, combined with an efficient service, designed to find a suitable mortgage product for your requirements. Our expert mortgage advice is personal to you, and our team of mortgage advisors are always happy to help talk through your options at your pace.

Southwater Branch

21 Lintot Square, Fairbank Rd, Southwater, Horsham, RH13 9LA

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Horsham Branch

35 Carfax, Horsham, West Sussex, RH12 1EE

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Storrington Branch

12 Church Street, Storrington, West Sussex, RH20 4LA

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About Mortgages provided me with an excellent, first rate service. Paul and his team are open, honest, and always professional.

A Ward

Paul’s advice was clear and concise and we ended up with an affordable mortgage on our dream home!

Mr & Mrs Reeder