Seasonal Market Insights - Autumn 2025

As we move into the busy autumn property season in Horsham, Southwater and the surrounding communities, many homeowners, buyers and retirees are taking a fresh look at their financial options. At About Mortgages, we’re here to guide you through the latest trends in mortgages, equity release and financial protection – and to help you prepare for a strong start to 2026.

Mortgages: More Choice, More Movement

-  Remortgaging on the rise in Horsham and Southwater: With many fixed-rate deals ending, more homeowners are reviewing their mortgage. Even a small improvement in rate can save thousands over the overall mortgage term.

-  First-time buyers adjusting their strategy: Longer mortgage terms and aiming for ‘forever homes’ are becoming more popular across West Sussex, particularly in family-friendly areas like Horsham and Southwater.

AboutMortgages Tip
Don’t wait until your deal ends – reviewing early could help you secure a better rate.
Request a review today >>>

 

Equity Release: Growing Role in Retirement Planning

-  Older homeowners released over £600m from property in Q2 this year – many in West Sussex are using property wealth to support retirement.

-  Flexible drawdown plans are proving especially popular, allowing you to access funds now with more available later.

AboutMortgages Tip
Equity release isn’t just for topping up retirement income – many use it to support family, clear debts, or adapt their home.
Explore your options: Contact our specialist team >>>

 

Financial Protection: Your Safety Net

-  Bigger mortgages and rising living costs mean life cover, income protection or critical illness insurance are more important than ever.

-  Without the right cover in place, unexpected events can hit family finances much harder.

AboutMortgages Tip
Regularly review your protection – does it still match your mortgage, income and family needs?
Review your financial protection options >>>

 

Starting your Next Chapter

Whether you’re:

-  Buying your first home in Horsham,

-  Remortgaging in Southwater,

-  Considering equity release in nearby villages, or

-  Reviewing your protection,

…our team at About Mortgages can give you the tailored advice you need to move forward with confidence. Getting expert guidance now can save you money and give you peace of mind.

01403 283928  
p.davies@aboutmortgages.co.uk

 

Article by Paul Davies - Managing Director, AboutMortgages & At Home Estate and Lettings Agency

 

---

---

Back to Blog